FREQUENTLY ASKED QUESTIONS


Why do business use employee leasing companies?
More to the point ... Why would your business use Low Rate Work Comp for Employee Leasing?

Business owners need to focus their time and energy on the "business of doing their business" and not on the "business of employment and payroll ". If you are like most business owners, as your business grows, you don't have the necessary HR training, accounting and payroll skills, knowledge of compliance regulations, or sufficient background in risk management, insurance and employee benefit programs to knowledgeably offer the best benefits and options to your employees. Low Rate Work Comp gives small businesses access to many benefits and employment services they would not have otherwise.
Who is responsible for the employees' wages and employment taxes?
We are. When you contract with us you no longer have the responsibility or liability for reporting and tax regulatory compliance and the payment of wages. We offer income reporting and withholding, FICA and FUTA.
Will I be protected from workers' compensation claims?
Yes! Our partners in the employee leasing industry have secured workers compensation insurance. States requires all employee leasing companies to maintain a current workers comp policy. Workers' comp is an exclusive remedy for injuries at the work place. Claims are limited per your state guidelines.
Can we really save money by outsourcing our employment services and benefits?
Yes! There is no doubt that Low Rate Work Comp can save your company time and money. By contracting with us you will be able to concentrate on building and expanding your business. You will also be controlling your admin costs. Your savings will depend on your company's unique situation.
Am I locked into a long-term agreement?
No. Our agreement has no term. Your company can operate and do business for as long as you like. You can terminate at any time. Just stop reporting your payroll to terminate.
How is a Peo better than traditional Workers' Comp?
No upfront premiums to hold you back
No year end audit premiums
Pay as you go compensation
Million dollar limits at no extra charge
Automatic renewals
Excellent claim response
Additional value added features which reduce your costs and liabilities

Payment Questions


How do you bill for the services?
You may submit payroll hours by email or fax. Invoices are then created and delivered, in with your payroll. You can pay by a variety of methods, depending on the program in which you are enrolled.
Are there Workers' Compensation deposits? Aduits? Return Premiums?
No, this is a pay-as-you-go system.
What down payment is needed?
No down payment is required for Workers' Compensation Coverage for your employees. An initial enrollment fee is the only up-front cost.
How do I get my bill?
Weekly with payroll.

Request a quote for Workers Comp

We specialize in construction class codes:


Roofers, Framers
Steel Erectors
Fabrication
Debris removal
Painting
Siding
HVAC
Plumbing
Construction Supervisors
Masonry and Concrete

And non-construction class
codes:


Health Care Services
Staffing Services
Local Delivery
Moving and Storage
Restaurants
Garbage / Refuse Collection
Landscaping
Are just a few mention.

Having any trouble? Contact us!